Renewable Energy Insurance | Marine Insurance | The Hartford
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If you have leased solar panels, the leasing company may require you to obtain insurance coverage for the system, specifying coverage limits, deductibles, and additional insured parties. When you own solar panels, you have more flexibility in choosing the insurance coverage.
Separate insurance policies for solar panels may offer additional benefits, such as coverage for loss of income due to system downtime or the costs associated with temporary replacement power. These added protections could provide financial security in unexpected disruptions to your solar panel system.
A dedicated solar panel insurance policy is designed to provide comprehensive coverage for your solar panel system. It often offers more extensive protection than what is provided by homeowners insurance.
To insure your solar panel system, you can add endorsements or riders to your existing homeowners insurance policy. Endorsements modify the policy terms to specifically include coverage for your solar panel system.
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